We've partnered with Flexiti to help turn your big purchases into small payments.
Apply today and get approved for 0% financing* in minutes.¹
How it Works
1
Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase.¹
2
We know it's good to have options. Pick the financing plan and term that suits your budget.
3
Use your Flexiti card again and again, without reapplying! Shop at thousands of retail locations within the Flexiti Network™.
The flexible way to pay™
Plans that work for you.
Equal monthly payments - no interest*
Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term.
Plan terms range from 3 months - 24 months.
Deferred payment - interest accrues, no payments*
Defer your entire purchase (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fees (if applicable) will be charged upfront. Plan terms range from 3 months - 24 months.
Regular credit purchase*
It's perfect for small purchases, too! Use your FlexitiCard just like a regular credit card.
Flexiti fees
Admin Fee
A transactional fee that's charged when you finance a purchase. Admin fees range depending on your term length and may be expressed as a monthly or annual amount. Admin fees are financed within your total purchase amount (not applicable for Quebec residents.)
Annual Fee
A $24.99 annual fee is charged annually if your account has a balance ($39.99 for residents of Quebec.)
Your first annual fee is due on your first statement.
FAQs
Click 'Apply now' to access Flexiti's quick and easy online application. It only takes minutes to complete!¹
Shopping online? At checkout, select Flexiti as your payment method. You'll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your financing plan and complete your purchase. It's that easy!
Or, if you're shopping in-store, chat with a sales associate to apply or make purchases using your Flexiti account via our merchant app.
All you have to do is register your account online at my.flexiti.com! Once you're registered, you'll be able to see all your account details like your credit limit, outstanding balance, statements, financing plan details and more.
Making payments is as easy as using your bank's online bill payment system - just add Flexiti (Flexiti Financial) as a payee! You can also send a cheque to the address below - include your account number on the cheque to avoid delays:
Flexiti Financial Inc.
Attention: Account Services - Payment Processing
P.O. Box 340, Orangeville, ON, L9W 2Z7
Call 1-877-259-3745 or email service@flexiti.com.
The FlexitiCard is accepted at thousands of retail locations, in-store and online. Check out the Flexiti Network to see everywhere you can shop at flexiti.com/network.
The flexible way to pay™
*O.A.C. On your FlexitiCard. Minimum product purchase of $250 (excluding taxes) is required. No interest equal monthly payment plans: no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Interest bearing equal monthly payment plans: the annual promotional interest rate for the promo term will be disclosed prior to completion of the transaction. Purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. No payment deferred plans are not available for Quebec residents. Minimum monthly payment deferred plans: the greater of 5% of the outstanding balance (excluding equal monthly payments) plus payment protection insurance premiums and taxes, if applicable, or $10, is due each month. Interest at the Account AIR accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Regular Credit Purchases: An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% - 39.99% (35% max for Quebec residents). Any balance at end of promo term bears interest at the Account AIR. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness.
¹Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.
Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, Flexiti Wave Card, flexible way to pay, Simply Secure, live now, pay later, Flexiti Network and the Flexiti design
are trademarks of Flexiti Financial Inc.